How would you like to join a successful and growing multi-billion dollar bank with branches in New Jersey and Eastern Pennsylvania? Provident Bank is looking for a talented Full-timeUniversal Bankerto work in our Montague, New Jerseybranch to promote our commitment to providing exceptional customer service.
Qualified candidate must possess excellent sales, customer service and people skills. Prior retail experience preferred.
With your commitment in the Universal Bankerrole, Provident Bank can help you advance in your career and climb the ladder of success!
The Universal Banker position is a "career level" position that performs both Teller and Platform duties. The responsibilities may vary day to day based on the work that needs to be done in the branch that day. Responsibilities include responding to customers' needs by processing a variety of financial transactions including but not limited to opening accounts, cross selling, tele-consulting, developing relationships thru a book of business, and servicing accounts, check cashing, withdrawals, deposits, and loan payments and/or greeting customers, and performing customer needs assessment (profiling). The Universal Banker may also research and resolve account issues or customer inquiries, promotes organizational products and services by referring current or prospective customers to other departments within the organization.
This position is responsible for meeting sales expectations, which include deposit, loan and revenue expectations, generating sales and referrals as well as managing and balancing cash drawers. Responsibilities also include assisting the banking center supervisor with teller line and end of day functions and preparing daily paperwork according to branch procedures.
This position may be eligible to obtain Life and Health Licensing.
Works under general supervision.
MAJOR JOB RESPONSIBILITIES -
The Universal Banker's duties and responsibilities listed below are categorized into general 3 areas - Sales, Service and Operations.
Meet customer sales referrals and cross-selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers
Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services
Actively refers clients for commercial business to branch manager
Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships
Advance the Bank's Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book-of-business.
Direct clients and identify opportunities through lobby management. Assist clients with branch technology and provide referrals to other lines of business
Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards
Supplements general platform sales and service responsibilities as required
Exhibit and execute on customer service protocols
Ensures operational and financial safety and soundness
Leverages Lobby management as a tool for managing risk
Establishes customer identity according to established guidelines and adheres to all other compliance procedures
Assist Branch Management with Branch operations as needed
Performs teller duties including but not limited to: check cashing, withdrawals, deposits and loan payments
Ensures compliance with policies and procedures as required
Prepares and/or completes CTR/SAR procedures on appropriate transactions
Must be able to work a flexible hourly schedule as requested
May be asked to travel to other locations / branches
Assists in training other branch personnel
Provides access to safe deposit boxes
May perform other duties as requested.
Good interpersonal skills, including listening, written and verbal communication
Ability to work with a wide variety of personalities in a courteous and professional manner
Solid math and analytical skills
Ability to understand and follow safety and security practices
Good relationship building skills
Ability (strong) to build relationships through consultative conversations and to identify customer needs and translate those needs to sales opportunities
Strong customer service/advocacy skills
Good organizational and time management skills
Good PC skills; and the ability to quickly learn other computer programs, including Microsoft office
High school diploma or GED
1 - 2 years in a retail sales/service environment
Banking experience a plus
Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.
Those present in a retail-banking establishment. In the course of working with customers, the employee may encounter abusive, aggressive or unpredicted threatening behavior. Must observe safety and security practices at the Branch.
This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Equal Opportunity Employer of Minorities, Females, Protected Veterans, Individuals with Disabilities and LGBT.